[waitingforcorrection: no audio attached, invalid GUID] Interest rates have been at rock bottom since 2008, to try and give the slumping economy a boost. With the country in the worst recession since the Great Depression, the Federal Reserve’s plan was to keep interest rates close to zero percent to promote investing and borrowing from people. But this plan has hurt those who like to take the safe route with their money, and keep them in savings accounts – particularly those retired or close to retirement. Is there another way? Teresa Ghilarducci, the Bernard L. and Irene Schwartz chair of economic policy analysis at the New School for Social Research, and is the author of When I’m 64: The Plot Against Pensions and the Plan to Save Them, believes the government should start retirement account windows for anyone who needs someplace safe to put their retirement accounts.