Will you rent or buy?

During the past two years, we’ve heard over and over again that there’s a silver lining to our housing crisis: Now that home prices have dropped, buying property has suddenly become much more affordable.

Prices are low, negotiation opportunities are high, and interest rates are their lowest since the 1950s. But is buying really the right thing for you? Or is renting financially wiser?

What information are you looking for for as you make decisions about your house or apartment? And if you’re renting, what would it take you to buy? Tell us what you’re waiting for to decide and we’ll make it part of the discussion.

Takeaway contributor Beth Kobliner has tips for those who are grappling with the decision to pursue buying property or continue renting. Sara Hurley also weighs in. She and her wife just bought their first home — a short-sale property — after years of renting.