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Science, Tech & Environment

Your total is $57.67 — will that be cash, credit or phone?

Magnetic-stripe credit and debit cards are like catnip for hackers, who have been broken into retailers like Target and Home Depot and installed malicious software on their cash registers. Now, chip-based cards are becoming more common in the US and are expected to grow rapidly in the coming year. Then there's Apple Pay, a mobile payment system that eliminates cards entirely. Where is this all heading?